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4634 Harbor View Terrace

Morganton, NC 28655
  • $849,000
  • STATUS: Active
  • ON SITE: 16 Days
  • ID#: 4340012
UPDATED: 36 min ago
$849,000
  • 3
    BEDS
  • 0.78
    ACRES
  • 3
    BATHS
  • 0
    1/2 BATHS
  • 2,947
    SQFT
  • $288
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1995
County:
Area:

School Information

Elementary School:
Middle School:
High School:
Canopy MLS logo Offered by DASH Carolina: 704-285-1502. Copyright 2026 Canopy MLS. All rights reserved.

Description

Welcome to 4634 Harbor View Terrace! This beautifully appointed ranch-style lakefront home offers true main-level living with a finished lower level, blending comfort, space, and exceptional lake views. Featuring three bedrooms (all on main level) and three full bathrooms, the home showcases a mix of hardwood and carpeted floors along with two inviting fireplaces—one in the main living room and another in the lower-level den—creating warm gathering spaces on both levels. The main level includes a dedicated dining room, a spacious kitchen with granite countertops, ample cabinetry, and a charming breakfast nook, all designed to take advantage of the home’s scenic setting. The primary suite serves as a private retreat with lake views, a walk-in closet, a walk-in shower, and a relaxing whirlpool tub, along with private access to the lake-facing deck—perfect for morning coffee or evening sunsets. The finished lower level expands the living space with a bar, an additional bedroom, and a den centered around the second fireplace, with direct exterior access to the lakefront, along with an unfinished bonus room offering generous storage or the opportunity for customization. Step outside to enjoy three expansive lake-facing decks with clear, unobstructed water views—a rare feature no longer permitted on many newer lakefront lots. Nearly every room in the home enjoys a lake view, with the exception of the dining room and one secondary bedroom. Positioned on a wide, protected cove, the property offers beautiful open water views without the disruption of heavy boat traffic, creating a peaceful and enjoyable lakefront experience. Whether swimming in the lake or the neighborhood pool, playing tennis, or heading out on the water, this home delivers the ultimate lake lifestyle. A boat slip is included, making it easy to enjoy everything the lake has to offer. *Take a look at the drone video in agent remarks!*

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MLS Grid logo Based on information submitted to the MLS GRID as of 2026-02-15T06:34:24.027 UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.The data relating to real estate on this Web site derive in part from the Canopy MLS IDX program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Briggs American Homes | Real Broker, LLC nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing. © 2026 Canopy MLS.

“Listings courtesy of Canopy MLS as distributed by MLS GRID

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4634 Harbor View Terrace Morganton, NC 28655

  • Price: $849,000
  • Status: Active
  • On Site: 16 Days
  • Updated: 36 min ago
  • ID#: 4340012
3
Beds
3
Baths
0
½ Baths
0.78
Acres
2,947
SQFT
$288
$/SQFT
1995
Built
Neighborhood:
East Shores
County:
Burke
Area:
Morganton
Elementary School:
Glen Alpine
Middle School:
Table Rock
High School:
Freedom
Property Description
Welcome to 4634 Harbor View Terrace! This beautifully appointed ranch-style lakefront home offers true main-level living with a finished lower level, blending comfort, space, and exceptional lake views. Featuring three bedrooms (all on main level) and three full bathrooms, the home showcases a mix of hardwood and carpeted floors along with two inviting fireplaces—one in the main living room and another in the lower-level den—creating warm gathering spaces on both levels. The main level includes a dedicated dining room, a spacious kitchen with granite countertops, ample cabinetry, and a charming breakfast nook, all designed to take advantage of the home’s scenic setting. The primary suite serves as a private retreat with lake views, a walk-in closet, a walk-in shower, and a relaxing whirlpool tub, along with private access to the lake-facing deck—perfect for morning coffee or evening sunsets. The finished lower level expands the living space with a bar, an additional bedroom, and a den centered around the second fireplace, with direct exterior access to the lakefront, along with an unfinished bonus room offering generous storage or the opportunity for customization. Step outside to enjoy three expansive lake-facing decks with clear, unobstructed water views—a rare feature no longer permitted on many newer lakefront lots. Nearly every room in the home enjoys a lake view, with the exception of the dining room and one secondary bedroom. Positioned on a wide, protected cove, the property offers beautiful open water views without the disruption of heavy boat traffic, creating a peaceful and enjoyable lakefront experience. Whether swimming in the lake or the neighborhood pool, playing tennis, or heading out on the water, this home delivers the ultimate lake lifestyle. A boat slip is included, making it easy to enjoy everything the lake has to offer. *Take a look at the drone video in agent remarks!*
Exterior Features

Carport YN No Construction Materials Brick Full Construction Type Site Built Foundation Details Basement Garage YN Yes Levels One Lot Features Waterfront Main Level Garage YN Yes Parking Features DrivewayAttached GarageGarage Door OpenerGarage Faces Side Road Responsibility Private Maintained Road Road Surface Type ConcretePaved Roof Architectural Shingle Waterfront Features Boat Slip – Community

Interior Features

Above Grade Finished Area 2947 Appliances DishwasherElectric OvenMicrowave Basement Interior EntryStorage Space Basement YN Yes Below Grade Finished Area 0 Cooling Ceiling Fan(s)Central Air Fireplace Features Gas LogLiving Room Fireplace YN Yes Garage Spaces 2 Heating Forced Air Laundry Features Laundry Room Lower Square Feet 1093 Main Square Feet 1854 Rooms Main (Primary Bedroom) Main (Bedroom(s)) Main (Bedroom(s)) Main (Living Room) Main (Dining Room) Main (Kitchen) Lower (Den) Lower (Bonus Room) Sq Ft Unheated Lower 487 Sq Ft Unheated Main 585 Sq Ft Unheated Total 1072 Sq Ft Upper 0 Third Square Feet 0

Property Features

Additional Parcels YN False Association Annual Expense 2028.00 Association Fee 1014 Association Fee Frequency Semi-Annually Association Name East Shores HOA Association YN Yes Assumable YN No Auction YN No CCRSubject To Yes City Taxes Paid To Morganton Community Features ClubhouseLake AccessOutdoor PoolTennis Court(s) Hoa Subject To Required Listing Terms CashConventionalFHAVA Loan New Construction YN No Property Sub Type Single Family Residence Senior Community YN No Sewer Septic Installed Special Listing Conditions None View Water Water Body Name Lake James Water Source Community Well



MLS Grid logo Based on information submitted to the MLS GRID as of 2026-02-15T06:34:24.027 UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.The data relating to real estate on this Web site derive in part from the Canopy MLS IDX program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Briggs American Homes | Real Broker, LLC nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing. © 2026 Canopy MLS.

“Listings courtesy of Canopy MLS as distributed by MLS GRID

Some IDX listings have been excluded from this website.

Digital Millennium Copyright Act
 
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5960 Fairview Rd. Suite 300
Charlotte NC, 28210
Canopy MLS logo Offered by DASH Carolina: 704-285-1502. Copyright 2026 Canopy MLS. All rights reserved.